When it happens, it can leave you feeling powerless: receiving a letter or email notifying you that your personal information was exposed in a data breach. Unfortunately, this scenario has become all too common.
Breaches occur across a wide range of entities—banks, social media platforms, ecommerce websites, and even government organizations. These incidents often expose sensitive information like your address, Social Security number, or credit card details to bad actors.
While you can’t prevent a company from being hacked, there are critical actions you can take afterward. Here are key steps to help you minimize potential financial and personal risks.
Change Your Passwords
Start by updating your passwords, beginning with the account mentioned in the breach notification. Next, change passwords for any accounts where you’ve reused the same credentials.
Reusing passwords is a risky habit that puts multiple accounts at stake if one is compromised. Instead, use unique passwords for every login. A password manager can simplify this process by generating and securely storing strong, unique passwords for you.
Enable Multifactor Authentication (MFA)
Even if your password is stolen, MFA can help secure your account. Activate MFA on the breached account and for any other services where it’s available. Sometimes referred to as two-factor authentication, this feature adds an extra layer of security by requiring a secondary verification method.
Common MFA options include:
- Text messages
- Authentication apps
- Physical security keys
Monitor Your Bank Accounts
If your payment details were exposed, it’s important to keep a close eye on your financial accounts for unusual activity. Check them regularly over the weeks following the breach.
Notify your bank about the breach, even if fraudulent charges haven’t appeared. Proactively requesting a new card and reporting the incident can help prevent unauthorized transactions.
Freeze Your Credit
Cybercriminals often sell stolen personal information, enabling others to open accounts or apply for credit in your name. To prevent this, consider freezing your credit with the three major credit bureaus. Freezing your credit is simple and can be done directly on their websites:
Review the Breach Notification Carefully
Understanding the scope of the breach is critical. Look over the notification to determine what type of data was exposed and follow any instructions provided by the company.
Pay attention to details such as:
- Whether passwords or financial information were compromised
- What the company is offering (e.g., free credit monitoring)
- Any steps you need to take to secure your account
Check the company’s website regularly for updates. It’s not uncommon for organizations to discover additional information about the breach over time.
Strengthen Your Cybersecurity
Improving your personal cybersecurity can help protect your data in the future. Consider implementing the following tools and practices:
- Use a reputable antivirus or anti-malware program
- Enable DNS filtering to block malicious sites
- Set up email spam filtering to catch phishing attempts
- Use a VPN, especially on public Wi-Fi, to mask your internet traffic
Stay Alert for Phishing Attempts
Exposed email addresses often lead to an increase in phishing scams. These fraudulent emails can appear convincing, so stay vigilant. Criminals may even use stolen information to make phishing attempts seem more credible.
Protect yourself by:
- Hovering over links to check their destination before clicking
- Navigating to websites directly rather than through email or text links
- Being cautious of messages from unknown senders
- Watching for phishing attempts on social media and in text messages
When in doubt, verify the legitimacy of a communication through official channels.
Keep Software Updated
Outdated software can leave you vulnerable to attacks that exploit unpatched security flaws. Regularly update:
- Your device’s operating system
- Installed apps and software
- Router and printer firmware
- Firmware for smart home devices
Consider enabling automatic updates to ensure your devices stay protected without additional effort.
Need Help? Professional Security Services Are Here
Maintaining strong device security is essential, whether at home or in the workplace. If you need assistance enhancing your cybersecurity, our managed services can help.
Reach out today to schedule a consultation and take the next step in protecting your data.
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